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Sunset over a calm waterfront with a wooden pier.

Buy Your Dream Home in the Outer Banks

Whether you’re searching for an investment property, a primary residence, or a second home, CENTURY 21 Nachman Realty is here to guide you through every step of the home buying process.

Types of Homes You Can Buy

Investment / Rental Properties

Investing in the Outer Banks can be rewarding. From vacation rentals to long-term rental properties, our team will help you identify opportunities that match your financial goals, potential rental income, and desired property type.

Primary Residences

Buying your primary home in the Outer Banks is a significant decision. We focus on helping you find a home that suits your lifestyle, budget, and long-term plans. Our agents guide you through market analysis, property tours, and negotiations to ensure you make a confident purchase.

Second Homes / Vacation Properties

The Outer Banks is perfect for second homes and vacation getaways. Whether you want an oceanfront retreat or a cozy soundside cottage, we help you find a property that maximizes enjoyment while protecting your investment.

A vast sandy beach leading to a calm blue ocean under a clear sky.

Getting Pre-Approved

Before you start your home search, getting pre-approved for a mortgage is a critical first step. Pre-approval helps you:

  • Understand your budget

  • Strengthen your offer in a competitive market

  • Identify the best loan options for your needs

Work with Kaye Jones at Towne Bank to start the pre-approval process today.

Get Pre-Approved Now

Mortgage Calculator

Use our mortgage calculator to estimate your monthly payments based on home price, down payment, interest rate, and loan term.

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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Disclaimer * The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer. Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.

Making an Offer

Once you find the right property, the next step is making an offer. Our team guides you through:

  • Determining a fair market price

  • Structuring contingencies and terms

  • Submitting your offer to the seller

  • Negotiating to achieve the best possible outcome

A serene outdoor swimming pool surrounded by wooden buildings under a clear blue sky.
Indoor jacuzzi tub with bubbling water and wooden lattice decor.

Under Contract: What’s Next?

After your offer is accepted, your property goes Under Contract (UC). Here’s what happens next:

  • Complete inspections and appraisals

  • Secure financing and finalize your mortgage

  • Review and sign contracts and disclosures

  • Coordinate with vendors and service providers

  • Prepare for closing day

Our team will stay by your side from contract to closing, keeping you informed and helping you navigate any challenges along the way.

Buy Your Outer Banks Home

Whether it’s your first home, a second getaway, or an investment property, CENTURY 21 Nachman Realty has the knowledge, experience, and local insight to make your home buying journey successful.